finitema.com

Finitema Membership Structure
Membership is free and a one-time-event process. Finitema Program has a referral system, where a member has to select a Referrer on the Registration Form. However, a person responding to a Referrer Link already has the Username of the Referrer encoded on the Link. The referral system is intended to boost the membership base. A member with basic account is Basic Downline to the referrer or host. A member with business account is Business Downline to the referrer. There is no penalty for not adding friends, but profitable to have Business Downline.

Ways to Earn on Finitema Program
I: 0.5% Referral Fee from Transaction Withdrawals of Downline
II: 5% - 10% Commission on Candidate and Asset enrollment
III: Business Activities of individual Members on the Program IV: Business Activities of Corporate entities on the Program

Account Categories on Finitema

Basic Account: A member can hold either of three Accounts on the Program. Registration is free, and every member is awarded N200 Bonus at registration. The Basic Account is the first level Account and can be operated after registration. The Basic Account does not require any fund to activate and it is for single party transactions. This Account type is designed for Students, Applicants and Buyers.

Business Account: The Business Account is the second level account on the Portal. The Account is a Referrer Account and it is for two party transactions. It is accessible through migration using the Migration Form in the client section. A member can use the N200 Bonus to migrate and be a Basic Referrer. A member can also pay N2000 to migrate to become a Bonus Referrer. The Account is designed for Banner Advertisers, Referrers, Students, Applicants and Buyers.

Operations Accounts: This Account is designed for three party transactions. The Account will host several Operations Menus. The Account is accessible with migration using the Migration Form. The migration Fee to be paid depends on the Menu selected on the Form and ranges from N2 000 to N20 000. The Account is designed for Product Vendors, Entrepreneurs, Investors and Brand Managers who are Finitema Agents.

Features of Basic Account
I: Requires no activation fee to operate, to earn or withdraw
II: Not a referral account to host Downline or earn referral fee
III: Can be used to submit job applications, bid, send bulk SMS IV: Account can be used to win Edu-Care Grants and Scholarships

Features of Business Account
I: It is a Referral account that can host Downline members
II: The Business account requires paying a fee for activation
III: The Account has an External Profile Page to host activities
IV: Account can earn referral fees and sponsor Banner Adverts
V: The Holder can win Admin Bonus and Reward System Prizes
VI: Account can be used to win Edu-Care Grants and Scholarships

Features of Operations Account
I: It is Operations Account that can host Customers as Downline
II: The Operations Account requires paying a fee for activation
III: The Account has an External Profile Page to host activities
IV: Account can earn online income and sponsor Products Sales
V: The Holder can interact with other Operations Account Users
VI: Permits transactions for holder, other Menus and Platform

Account Types in Client Section
Income Account: The Income Account is a summary of earnings from online transactions. The Account summary is captured on the dashboard of every member. A member can cash-out or withdraw from their online earnings or Income Account using the withdrawal Form. A member is not permitted to initiate a withdrawal from an account that does not belong to them.

Investment Account: The Program permits members to invest in various ways as Program Financiers. The Investment Account is a summary of Investment Yields and Transfers. The Account summaries for short, medium or long term Investments are captured on the dashboard of every member. A member can cash-out or withdraw from Investment Transfer Account using the withdrawal Form.

Web Credit Account: The balance of Web Credit Account is captured on the dashboard. The Web Credit Account is the e-wallet to fund or pay for transactions on the Portal. The credit level of e-wallet increases when Web Codes are loaded into the Account. A member can recharge or fund the e-wallet when they pay into the Bank account of the Recharge Dealer captured on the Web Code Order Form. Reduction in credit level occurs when there is payment for purchases or transactions. Kindly note that a member cannot withdraw or cash-out from this Account.