finitema.com

The Objectives of Finitema Program
I: Boost retailing for Vendors to generate Sale of Products and Services
II: Wealth creation to engage Entrepreneurs in constructive Business.
III: Wealth creation to generate Direct and Indirect Employment.

7 Roles to Gain Value on Finitema Program
I: Students can access Grants and Scholarships as Education Support
II: Applicants can access Job Opportunities to be created nationwide
III: Finitema Agents get Business Opportunities to make over N2.0M/m
IV: Entrepreneurs get Business Support Opportunities to make N1.0M/m
V: Product Vendors will be assisted to boost their Sales over N2.0M/m
VI: Referrers can make money from Referral Commission Opportunities
VII: Investors can partner on short or long term basis for wealth creation

Ways to Earn on Finitema Program
I: 0.5% Referral Fee from Transaction Withdrawals of Downline
II: 5% - 10% Commission on Candidate and Asset enrollment
III: Business Activities of individual Members on the Program
IV: Business Activities of Corporate entities on the Program

Getting Started For Transactions
There are three quick steps to get started for transactions. Firstly, get registered FREE. Use the basic account to submit applications, send bulk SMS, make online orders and bid. Next, load web credit to upgrade to Business Account. Finally, secure accreditation to upload products or service for sale on the platform.

Sales Transactions on the Platform
There are five ways that sales transactions can be conducted on the platform. Accredited members have a choice to decide on the best ways to sell their Products. The options are Offline Sale, Online Sale, Auction Bid Sale, Modified Bid Sale and Lease Sale methods.

Offline Transaction: This option brings buyers and sellers in direct contact. Accredited Product Vendors can display their wares to sell offline. Such Products will feature on the Offline Sales sub menu page. The Products will be aided with banner adverts to attract Buyers. Products for offline transactions will be vetted before approval to upload.

Online Transaction: This option enables buyers and sellers to relate online without direct contact. Products for online transactions will be vetted before approval to upload. The Vendors would be accredited to promote their wares for online sale. Such Products will feature on the Online Sales sub menu page. The Products will be aided with banner adverts to attract Buyers. The Buyers in online sale model will require adequate credit in their e-wallet for online payment.

Auction Bid Transaction: This is platform mediated process and the Vendor is not known to the Bidders. Products for online Auction Bid transaction will be vetted before approval to upload and the Vendors would be accredited. The Products will feature on the Auction Bid sub menu page. The Products will be aided with banner adverts to attract Buyers. Auction Bid participants require adequate credit in their e-wallet for online payment. The highest Bidder pays for the Product. The first bid from a member on any product will be deducted from their web credit. Subsequent Bids will not deduct from their credit.

Modified Bid Transaction: Modified Bid Sales Channel is platform mediated process. The products are verified by the Evaluators. A member should have web credit to bid. The Bid Figure will deduct from the web credit account of any Bidder. Every Bidder earns Bid Point and Airtime values for every bid entry. These values are useful in Bid-Care, Biz-Care, Bonus-Care, Click-Care, Edu-Care, Quiz-Line and Prize-Care segments to make money. The Modified Bid process accumulates money to pay for the product. A member can bid as frequently as possible. The winner emerges in two stages. The Nodal Winner is the most frequent Bidder between two Nodes or Points. The final Winner is the Bidder with highest Nodal Wins. The product will be delivered to the Winner Buyer at no cost.

Lease Sale Transaction: Lease Sales Channel is a platform mediated process. The products are verified by the Evaluators, but available for Buyer inspection. A member should have Bid Point or web credit in their web account to use this channel. The lease process will decrease the Bid Point or web credit. A member can use the Bid Point or web credit as initial deposit for the lease product. The Buyer will pay for the products in installment from the web credit. The Buyer will bear the cost of delivery to desired location.